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Photo Zone Member Handbook
 
Privacy Notice (updated 7/13/2007)
This notices describes how medical information about you may be used and disclosed and how you can get access to this information.
 
Member Handbook (downloadable PDF) (updated 6/27/2007)
Complete Member Handbook in PDF format. You may open and print this complete handbook or select a topic below to view specific information contained within the handbook.
 
Important Telephone Numbers (updated 6/27/2007)
 
A Local Health Plan (updated 6/27/2007)
 
Choice of Health Care Provider (updated 6/27/2007)
 
Do I Have To Designate A Primary Care Practitioner (PCP)? (updated 6/27/2007)
 
Importance Of Your Primary Care Practitioners (PCPs) (updated 6/27/2007)
 
Pre-Service Authorization (updated 6/27/2007)
 
When Do I Need A Pre-Service Authorization? (updated 6/27/2007)
 
Continuity of Care (updated 6/27/2007)
 
Services that Do Not Need a Pre-Service Authorization (updated 6/27/2007)
 
Whose Responsibility Is It To Obtain Required Pre-Service Authorizations? (updated 6/27/2007)
 
How Will Bills Be Paid If I Receive Authorized Care From A Non-participating Specialist? (updated 6/27/2007)
 
Utilization Management (updated 6/27/2007)
 
Affirmative Statement Regarding Incentives (updated 6/27/2007)
 
Pharmacy Benefit Information (updated 6/27/2007)
 
Emergency Care (updated 6/27/2007)
 
Urgent Care (updated 6/27/2007)
 
Out Of Area Care (updated 6/27/2007)
 
Out Of Area Medical Care For College Students (updated 6/27/2007)
 
Benefits (updated 6/27/2007)
 
Wellness Benefits (updated 6/27/2007)
 
Office Services (updated 6/27/2007)
 
Behavioral Health Care (updated 6/27/2007)
 
Chiropractic Services (updated 6/27/2007)
 
Exclusions (updated 6/27/2007)
 
Coordination Of Benefits (updated 6/27/2007)
 
Insurance Card Indentification (updated 6/27/2007)
 
Not Sure If You Should See A Doctor? (updated 6/27/2007)
 
How To File A Claim (updated 6/27/2007)
 
Claims Denials (updated 6/27/2007)
 
How To Voice A Complaint Or File A Grievance (updated 6/27/2007)
 
Your Right To An Independent Review (updated 6/27/2007)
 
New And Emerging Medical Technologies (updated 6/27/2007)
 
Collection, Use And Disclosure Of Health Information (updated 6/27/2007)
 
Your Rights As A Health Plan Member (updated 6/27/2007)
 
Your Responsibilities as a Health Plan Member (updated 6/27/2007)
 


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